41 days
to open a business bank account, on average.
Encompass research, UK and US corporate treasurers, 2024
Apply once. Get placed where you’ll be approved.
uQualify checks your business against what each bank, payment institution and crypto provider in our network actually accepts, then introduces you to the ones that will say yes.
Financial institution matching
One applicationThe right institutionSeen through to live
No cost to apply. One set of documents, checked once. Your details are only shared with an institution once you agree.
Most applications fail before they start
Financial institutions spend over $200 billion a year on financial-crime compliance. Much of that work goes on applications that were never a fit: the wrong country, the wrong industry, the wrong size. The business waits weeks for a no, then starts again somewhere else.
87%
of corporate treasurers have abandoned a bank application part-way.
Encompass research, 2024
$2,598
what one corporate KYC review costs a bank, whatever the answer.
Fenergo global survey, 2023
We qualify you first
Before anything is sent, uQualify reads your application the way an institution’s compliance team would: where you are based, where your customers are, your industry, your volumes, your ownership and your risk profile. We only put you forward where the fit is real.
Fewer rejections
Your application only goes where it meets the institution’s own rules, so far fewer come back as a no.
Learn moreWeeks saved
One set of documents, checked once, sent to the right place instead of bank by bank by bank.
Learn moreA team in your corner
We prepare the introduction and stay with you until your account is live.
Learn moreHow it works
Apply once
Tell us about your business and what you need: accounts, payments, card acquiring, FX, crypto.
We qualify you
Our team reviews your application and documents, the way a compliance officer would.
We match you
Our matching engine ranks the institutions whose rules your business meets.
We place you
With your consent, we introduce you and see the onboarding through.
Built for businesses banks find hard to place
Cross-border companies, payment and e-money firms, crypto and digital-asset businesses, high-volume merchants, and companies whose bank has said no. If your business is legitimate and well run, there is usually an institution whose rules fit. Our job is to find it.
Start your applicationAre you a bank, EMI or payment provider?
Receive applications that already meet your criteria, with documents checked and a compliance summary attached. You set the rules; we only send the clients who fit them.
Join the networkAlso from UQG
Applications for both start with uQualify.
uTransact
Accounts, currency exchange, remittance and crypto, provided directly to selected clients.
Learn moreuCrypto
A tokenised payment gateway: customers pay in tokens, you settle to your bank. Register interest.
Learn moreStop applying blind. One application, the right institution, a team that sees it through.
Start your application